At present, around the realization of carbon peak Carbon neutralization Objective, there is a large number of investment and financing needs. As a special policy tool of green finance, carbon emission reduction support tool adopts the direct mechanism of "loan before borrowing" and is supported by incremental funds clean energy Investment and construction in key areas, such as more accurate liquidity investment and more preferential interest rates, will effectively guide more funds to enter clean energy Energy saving and environmental protection, carbon emission reduction technology. The author believes that, next, we should continue to make new progress in green financial standards, policy coordination, financial instrument innovation and so on, give full play to the role of green finance in promoting the realization of the "double carbon" goal, and then guide and encourage more social capital to participate.
First of all, accelerate the establishment of green financial standards. To achieve the goal of "double carbon", the legalization and standardization of green finance are indispensable. Previously, the central bank and other seven departments issued the "guidance on building a green financial system" in August 2016. Under the guidance of this opinion, provinces, autonomous regions and cities have successively issued comprehensive or special guidance documents on green finance. Taking carbon emission reduction support tools as an opportunity, on the basis of active exploration in various regions, we can further clarify the unified green financial standards in the future. Unified and clear green financial standards will provide more opportunities for green projects committed to the "double carbon" goal to absorb social capital and foreign funds.
Secondly, strengthen the coordination of green financial policies. The realization of the goal of "double carbon" is conducive to environmental protection and high-quality development, and benefits all mankind. At present, China's green finance top-level design and basic system guarantee are gradually improved, and there are rules to follow for the construction of green financial system. From the specific practice, green finance involves a wide range of fields and departments. For example, the financial end involves banks, insurance, securities, funds and other financial institutions, while the green end involves development and reform, agriculture, natural resources, ecological environment, housing and construction, industry and information technology and other departments. In order to further improve the effect and efficiency of green financial policies, we can build a more perfect communication, coordination and feedback coordination mechanism among departments, further strengthen the division of labor and coordination between departments, refine the assessment and evaluation, and do a good job in coordination and coordination in the formulation and implementation of green industry policies, so as to form a policy joint force to jointly promote green finance.
Thirdly, increase the innovation of green financial instruments. On the one hand, it is necessary to speed up the establishment of carbon account system and strengthen all links of the industrial chain Carbon footprint We will continue to do a good job in docking with key green construction projects nationwide. As a result, financial institutions can more accurately quantify the enterprises or projects supported by finance, and can also guide business units to give priority to supporting green enterprises and green projects. On the other hand, we should explore more green financial instruments. Green credit and Green bond It is the "main force" of China's green financial market at present. In order to meet the diversified investment and financing needs under the goal of "double carbon", we should further develop the direct financing mode and accelerate the formation of the situation that direct financing and indirect financing "fly together".
Finally, improve the disclosure and sharing of green financial information. The disclosure and effective sharing of enterprise environmental information can provide reference for government regulators to formulate green financial and industrial policies, and also provide information for investors to judge environmental risks. At present, enterprises' active disclosure of environmental information has not been included in the mandatory requirements, and the enterprise environmental information disclosure is incomplete. On the one hand, it is not conducive to the financial institutions to carry out the pricing of green financial products according to the market-oriented principle, which increases the transaction cost caused by information asymmetry and restricts the promotion of green financial products; On the other hand, it also affects the risk control. Therefore, we should speed up the establishment of environmental information reporting and disclosure system covering financial institutions and financing entities. At the same time, we should use financial technology to build an effective green financial statistical monitoring system and build green information big data platform To build information communication channels among government, enterprises and banks to improve the financing efficiency of green projects.
It should be emphasized that the goal of "dual carbon" is a medium and long-term goal, and "step by step" is its proper meaning. For high emission industries, orderly transformation should be carried out as soon as possible, and those that can not be transformed should be withdrawn orderly. Therefore, the purpose of green finance is to achieve the goal of "double carbon", and at the same time, it should also have medium and long-term planning in line with its own development.